During his tenure at Visa, he developed digital cross-border payments growth strategies, global roadmap for displacing cash and expanding digital payments. He also co-led Visa’s US debit merchant business pivot post Durbin regulation and rollout of EMV chip, payment facilitator merchant aggregation, risk, and fraud mitigation initiatives.

Mr. Govil led engagements with industry associations (served on board of ETA and MAG) and Central Banks to promote digital payments and collaborate on building national payment infrastructure. He also authored and published policy documents to foster dialogue with regulators (Visa.com)

In addition, he set up the Visa, South Asia office in 1994 and managed the early growth   stage of the business. He also has an in-depth understanding of the payment network infrastructure and operating regulations governing electronic commerce.

Mr. Govil also managed P&L for Australia’s leading co-brand issuing portfolio during RBA’s interchange reduction regulation in 2001 and pivoted a $400 million revenue business.

He was selected as Fellow, Stanford Distinguished Careers Institute (DCI) in 2018 and nominated for Stanford Director’s College in 2019. He is a guest faculty for Stanford GSB Fintech courses and has been awarded two U.S. patents for payment & commerce methods.